$0 Annual Fee
Best Secured Cards With No Annual Fee
You should not have to pay an annual fee to build credit. These cards are 100% free to hold year after year.
#1
Discover it® Secured Card
$0 Annual FeeEarn 2% cash back and graduate to unsecured.
$200 min deposit28.24% APRHigh approval odds
#2
Capital One Platinum Secured
$0 Annual FeeLow deposit options starting at just $49.
$49 min deposit29.99% APRHigh approval odds
#3
Chime Credit Builder Visa®
$0 Annual FeeNo credit check. No interest. No annual fee.
$200 min deposit0% APRVery High approval odds
#4
Citi® Secured Mastercard®
$0 Annual FeeBuild credit with a major bank. No annual fee.
$200 min deposit26.74% APRHigh approval odds