For 500 Credit Score
Best Secured Cards for a 500 Credit Score
A 500 score is considered poor, but you still have strong options — including cards that don't check your credit at all.
The key thing to know: With a 500 score, your best options are secured cards with no credit check or very loose requirements. You'll be approved for all cards below.
#1
OpenSky® Secured Visa®
No Credit CheckNo credit check. No bank account required.
$35 annual fee$200 min deposit22.39% APR
#2
Self Visa® Secured Card
No Credit CheckBuild savings and credit at the same time.
$25 annual fee$100 min deposit28.24% APR
#3
Chime Credit Builder Visa®
No Credit CheckNo credit check. No interest. No annual fee.
$0 annual fee$200 min deposit0% APR
#4
First Progress Platinum Elite
No Credit CheckInstant online decision. Apply in minutes.
$29 annual fee$200 min deposit25.24% APR
#5
Applied Bank® Secured Visa® Gold
No Credit CheckGuaranteed approval with any credit history.
$48 annual fee$200 min deposit9.99% APR
Get matched to your best card
Answer 5 questions and we'll rank these cards by your specific situation — deposit amount, priorities, and more.
Find My Card →