After Bankruptcy
Best Secured Cards After Bankruptcy
Bankruptcy doesn't mean no options. These cards either accept recent bankruptcy or don't check your credit at all.
Important: Most cards deny applicants with a bankruptcy filed within the last 2 years. The cards below are exceptions — they either do not check credit or explicitly accept bankruptcy history.
#1
OpenSky® Secured Visa®
No Credit CheckNo credit check. No bank account required.
$35 annual fee$200 min deposit
#2
Self Visa® Secured Card
Accepts BankruptcyNo Credit CheckBuild savings and credit at the same time.
$25 annual fee$100 min deposit
#3
Chime Credit Builder Visa®
Accepts BankruptcyNo Credit CheckNo credit check. No interest. No annual fee.
$0 annual fee$200 min deposit
#4
First Progress Platinum Elite
No Credit CheckInstant online decision. Apply in minutes.
$29 annual fee$200 min deposit
#5
Applied Bank® Secured Visa® Gold
Accepts BankruptcyNo Credit CheckGuaranteed approval with any credit history.
$48 annual fee$200 min deposit
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