Synovus Bank • Mastercard
First Progress Platinum Elite
Instant online decision. Apply in minutes.
★ ★ ★ ★ ★
3.9 (6,721 reviews)Very High Approval OddsApply on Official Site →
Annual Fee
$29
Min Deposit
$200
APR
25.24%
Credit Check
None / Soft
✓ Pros
- + No credit check
- + Instant online decision
- + Lower annual fee than OpenSky
- + Reports to all 3 bureaus
✗ Cons
- − $29 annual fee
- − Not available in 4 states
- − No rewards
- − No path to unsecured
Best For
People who need fast approvalThose with no credit historyApplicants in non-NY/WI/IA/AR states
Full Card Details
| Card Network | Mastercard |
| Issuing Bank | Synovus Bank |
| Annual Fee | $29 |
| Monthly Fee | $0 |
| APR | 25.24% |
| Deposit Range | $200 – $2000 |
| Credit Line | Equal to deposit |
| Min Credit Score | None required |
| Credit Check | No credit check |
| Reports to Bureaus | Experian, Equifax, TransUnion |
| Path to Unsecured | No |
| Refundable Deposit | Yes |
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