Applied Bank • Visa
Applied Bank® Secured Visa® Gold
Guaranteed approval with any credit history.
★ ★ ★ ★ ★
3.7 (4,219 reviews)Very High Approval OddsApply on Official Site →
Annual Fee
$48
Min Deposit
$200
APR
9.99%
Credit Check
None / Soft
✓ Pros
- + Guaranteed approval — truly anyone can apply
- + Lowest APR of any secured card at 9.99%
- + Accepts bankruptcy history
- + Reports to all 3 bureaus
✗ Cons
- − Highest annual fee at $48
- − Low max credit limit of $1,000
- − No rewards
- − No path to unsecured
Best For
People with bankruptcy in last 2 yearsAnyone who carries a balance (lowest APR)Last resort for those denied everywhere
Full Card Details
| Card Network | Visa |
| Issuing Bank | Applied Bank |
| Annual Fee | $48 |
| Monthly Fee | $0 |
| APR | 9.99% |
| Deposit Range | $200 – $1000 |
| Credit Line | Equal to deposit |
| Min Credit Score | None required |
| Credit Check | No credit check |
| Reports to Bureaus | Experian, Equifax, TransUnion |
| Path to Unsecured | No |
| Refundable Deposit | Yes |
Ready to apply for the Applied Bank® Secured Visa® Gold?
You'll be taken to the official Applied Bank application page.
Apply on Official Site →ScoreAlp may earn a commission if approved